11 brands tracked

7 AI assistants

Measured November 9, 2026

PH AI Visibility Index · Digital Banks

Digital Banksranked by AI voice

The BSP-licensed digital banks competing for Filipino deposits on interest rates, fees and app experience rather than branch networks.

Ranked on industry questions, measured weekly across ChatGPT, Gemini, Perplexity, Copilot, Claude and Google AI.

New here? How to read the index

Full methodology →
  1. We ask AI what Filipinos ask

    Every week, the same everyday questions — “which bank is best for savings?” — go to 7 AI assistants.

    ChatGPTGeminiPerplexityCopilotClaudeGoogle AI OverviewsGoogle AI Mode
  2. We count which brands they name

    Share of AI voice is how often a brand comes up in those answers: 60% means it was named in 6 of every 10. Weekly moves are in points: 40% → 45% is +5 pts.

  3. Higher means more visible — not better

    It is not a rating or a market share. One answer can name several brands, so the shares don’t add up to 100%.

Trend

Weekly visibility index, last 30 days

Weekly combined share of AI voice for the top brands. Each point is dated with the Monday that opens the week and carries the last measurement taken during that week. The underlying measurement only moves weekly, so plotting every calendar day would just repeat the same reading. Points are real measurements joined by straight lines; nothing between them is interpolated or smoothed.

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Share of AI voice on industry questions, top 8 brands; the top 5 are drawn until you ask for the rest.

Share of AI voice

Who AI names first
in digital banks

Share of AI voice is the share of measured AI answers in this category that mention the brand, combined across assistants. One answer can name several brands, so these are relative weights, not parts of 100%. Weekly change is in points: a brand going from 40% to 45% is +5 pts.

How we measure →
Ranked on

Industry questions are the curated questions Filipinos actually ask when choosing in this category — the index’s headline ranking. The full prompt database is every tracked AI prompt that touches the category: broader, but it includes off-topic questions.

By assistant

#BrandShare
1GoTyme BankLeader
91.5%
−0.4 pts
2MariBank
79.8%
+4.5 pts
3Maya Bank
79.0%
−6.7 pts
04CIMB Bank Philippines
51.7%
+4.3 pts
05Tonik
45.3%
+6.1 pts
06UNO Digital Bank
37.3%
+16.4 pts
07UnionDigital Bank
10.9%
−8.4 pts
08OwnBank
7.9%
−1.5 pts
09Salmon Bank
2.8%
+0.2 pts
10OFBank
2.7%
−3.7 pts
11Komo
0.0%
−0.2 pts

Measured across ChatGPT, Gemini, Perplexity, Copilot, Claude, Google AI Overviews and Google AI Mode on November 9, 2026. Ranked on industry questions.

Position

Who owns
the conversation

Every measured answer in this category falls into exactly one bucket per brand: the brand named alone, named alongside rivals, rivals named without it, or no tracked brand named at all. Because the four always sum to the same total, every brand is measured against one shared denominator.

Named aloneNamed with rivalsRivals only
  1. GoTyme Bank
    143 / 171 present
  2. MariBank
    116 / 171 present
  3. Maya Bank
    116 / 171 present
  4. Tonik
    100 / 171 present
  5. UNO Digital Bank
    70 / 171 present
  6. CIMB Bank Philippines
    69 / 171 present
  7. UnionDigital Bank
    47 / 171 present
  8. OwnBank
    27 / 171 present
  9. OFBank
    21 / 171 present
  10. Salmon Bank
    5 / 171 present
  11. Komo
    0 / 171 present

Measured across 171 AI answers on November 9, 2026. Each answer counts once per brand, so every brand's bands total the same number of answers.

Tone

How assistants talk
about each brand

Every time an answer names a tracked brand, that sentence is classified automatically as positive, neutral, negative or mixed, and tags what it is about — price, reputation, service and so on. We count those classifications and publish the counts; we do not grade brands ourselves, and tone never enters the ranking. One answer can mention a brand several times, so mentions outnumber answers.

PositiveNeutralNegative
  1. GoTyme Bank
    347 mentionsprice54reputation53
  2. MariBank
    260 mentionsfeatures46price46
  3. Maya Bank
    199 mentionsprice58features31
  4. CIMB Bank Philippines
    119 mentionsprice31reputation13
  5. Tonik
    193 mentionsprice76features26
  6. UNO Digital Bank
    97 mentionsprice29features16
  7. UnionDigital Bank
    69 mentionsfeatures13price10
  8. OwnBank
    51 mentionsprice35features5
  9. Salmon Bank
    6 mentionsprice6
  10. OFBank
    26 mentionsprice5service1

1,367 classified mentions across 196 AI answers, measured November 6, 2026. Each sentence that names a brand is classified automatically; we count, we do not grade, and tone does not enter the ranking.

Sources

The sources AI trusts
in digital banks

The domains and pages assistants cited while answering the category's questions. Earning citations on, or alongside, these pages is how brands enter AI answers.

Most-cited domains

  1. 01wise.com
    60
  2. 02pesohub.ph
    55
  3. 03www.maya.ph
    38
  4. 04moneyhubph.com
    37
  5. 05www.facebook.com
    34
  6. 06www.mayabank.ph
    30
  7. 07www.uno.bank
    30
  8. 08www.maribank.ph
    27
  9. 09www.gotyme.com.ph
    26
  10. 10www.cimbbank.com.ph
    25

Responses citing the domain at least once.

Most-cited pages

  1. 01wise.com/ph/blog/best-digital-bank-philippines53
  2. 02moneyhubph.com/banking/digital-banks-202633
  3. 03pesohub.ph/rates/savings-rates/best-digital-bank-rates-philippines/26
  4. 04www.maribank.ph/22
  5. 05taxcalculator.com.ph/banking/digital-banks21
  6. 06tipidnation.com/blog/best-digital-banks-philippines17
  7. 07ph.my-best.com/1640116
  8. 08www.gotyme.com.ph/15
  9. 09pesohub.ph/blog/best-digital-banks-philippines/15
  10. 10fintechnews.ph/digital-banks-philippines-top-benefits/13

Measured November 9, 2026.

Cite this

The PH AI Visibility Index, Truelogic — Digital Banks — AI Visibility Leaderboard (industry questions), measured November 9, 2026. https://signal.truelogic.com.ph/digital-banks

The index is free to read and cite with attribution. Aggregation, ranking and editorial judgment are Truelogic's.

For brand & communications teams

See the full AI picture behind the digital banks index.

The public index is the surface. A strategist-delivered AI Visibility Briefing covers your brand's full prompt set, per-assistant gaps, and the sources steering AI answers in your category.

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GoTyme Bank, this week in digital banks

91.5%
Share of AI voice
143 / 171
Answers naming it
347
Classified mentions